Loan Programs

Conventional Loan

3% down payment required
Flexible down payment options
Minimum 620 FICO credit score
Can be combined with our Down Payment Assistance Programs
Can be combined with our Mortgage Credit Certificate

Federal Housing Administration (FHA) Loan

3.5% down payment required
Flexible down payment options
Minimum 620 FICO credit score
Can be combined with our Down Payment Assistance Programs
Can be combined with our Mortgage Credit Certificate
No income restrictions

Veterans Administration (VA) Loan

0% down payment required
Flexible credit
For qualified military personnel and veterans

United States Department of Agriculture (USDA) Loan

0% down payment required
Not limited to first-time homebuyers
Seller can pay your closing costs
Lower minimum credit scores
Low monthly mortgage insurance premiums

Community Reinvestment Act (CRA) Loan

Low down payment
Low to no mortgage insurance
Not limited to first-time homebuyers
No income limits (relative to AMI) if you buy in low to moderate income area
Seller can pay your closing costs

schedule an appointment with a homeward specialist today!

homeward specialists will walk with you, step by step, through the homebuying process. Our beautiful and affordable single-family homes come in a variety of models and floor plans that provide quality, energy efficiency, and most importantly, meet the lifestyle needs of your family.

SCHEDULE TODAY